/* Monverdo code site, phase 1: one stylesheet for the pages rebuilt from the live site.
   DRAFT (M-C20-Oct-56, Cowork). Values are the C20 design values (C20 SITE_TEMPLATE_AND_DESIGN_RULES,
   brand master tokens, read-only); layouts follow today's live pages. Words are never set here.
   Breakpoints (C20 B2): computer from 1,200px; tablet 900 to 1,199px; phone under 900px. */
:root{
  color-scheme:dark;
  --ink:#020617; --panel:#0f172a; --raise:#131c30; --press:#1a233a;
  --text:#e2e8f0; --muted:#aeb9c9; --dim:#9ba5b6; --faint:#656f7d;
  --rule:rgba(148,163,184,.12); --rule2:rgba(148,163,184,.22); --rule3:rgba(148,163,184,.38);
  --mint:#06d6a0; --mint-hover:#04b687; --mint-soft:rgba(6,214,160,.12); --mint-line:rgba(6,214,160,.5);
  --loss:#ff5572; --warn:#fbbf24;
  --shadow-mint:0 0 0 1px rgba(6,214,160,.18),0 18px 48px -18px rgba(6,214,160,.28);
  --f-serif:'Source Serif 4',Georgia,'Times New Roman',serif;
  --f-disp:'Outfit',system-ui,-apple-system,sans-serif;
  --f-body:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  --f-mono:'JetBrains Mono',ui-monospace,'SF Mono',Consolas,monospace;
  --gut:16px; --col:760px;
}
@media (min-width:900px){:root{--gut:80px}}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{background:var(--ink);-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ink);color:var(--text);font-family:var(--f-body);font-size:16px;line-height:1.6;
  font-feature-settings:"kern","liga","calt";font-optical-sizing:auto;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
img,svg{display:block;max-width:100%}
img{height:auto}
a{color:inherit}
p,h1,h2,h3,h4,h5,h6,ul,ol,figure,blockquote,pre,table{margin:0}
:where(a,button,input,select,textarea,summary,[tabindex]):focus-visible{outline:1px solid var(--mint);outline-offset:0;box-shadow:0 0 0 4px rgba(6,214,160,.22)}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}
.wrap{max-width:1440px;margin:0 auto;padding-left:max(var(--gut),env(safe-area-inset-left,0px));padding-right:max(var(--gut),env(safe-area-inset-right,0px))}
.ico{display:inline-block;width:16px;height:16px;flex:none;color:currentColor}
.ico svg{width:100%;height:100%;fill:currentColor}
.skip{position:absolute;left:-9999px;top:0}
.skip:focus{left:16px;top:8px;z-index:100;background:var(--mint);color:var(--ink);padding:8px 12px;border-radius:6px}

/* ---------------- buttons ---------------- */
.btn,.lk-primary{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:0 20px;border-radius:6px;border:1px solid var(--mint);
  background:var(--mint);color:var(--ink);font:600 15px/1 var(--f-body);text-decoration:none;cursor:pointer;transition:background .16s,border-color .16s}
.btn:hover,.lk-primary:hover{background:var(--mint-hover);border-color:var(--mint-hover)}
.lk-primary .rt p{color:inherit!important;font:inherit;margin:0}
.btn-g{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:6px;border:1px solid var(--faint);background:transparent;
  color:var(--text);font:600 15px/1 var(--f-body);text-decoration:none;cursor:pointer;transition:border-color .16s,color .16s}
.btn-g:hover{border-color:var(--mint);color:var(--mint)}
.lk-text-only{display:inline-flex;align-items:center;gap:8px;min-height:44px;color:var(--text);text-decoration:none;font:600 15px/1 var(--f-body)}
.lk-text-only .rt p{margin:0;color:inherit!important}
.lk-text-only:hover{color:var(--mint)}
.lk-text-only .f-graphic,.lk-text-only .ico{width:16px;height:16px}

/* ---------------- header ---------------- */
.hd{position:sticky;top:0;z-index:40;background:var(--ink);border-bottom:1px solid var(--rule)}
.hd-bar{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}
.hd-logo{display:block;line-height:0;flex:none;width:168px;height:40px}
.hd-logo svg{width:100%;height:100%}
.hd-nav{display:flex;align-items:center;gap:4px}
.hd-nav ul,.hd-sheet ul,.ft-col ul{list-style:none;margin:0;padding:0}
.hd-nav ul{display:flex;align-items:center;gap:4px}
.hd-nav a{font:500 15px/1 var(--f-body);color:var(--muted);text-decoration:none;display:inline-flex;align-items:center;min-height:44px;padding:0 12px;border-radius:6px}
.hd-nav a:hover{color:var(--text);background:var(--raise)}
.hd-nav a[aria-current="page"]{color:var(--text);box-shadow:inset 0 -2px 0 var(--mint);border-radius:6px 6px 0 0}
.hd-right{display:flex;align-items:center;gap:12px}
.hd-cta{min-height:40px;padding:0 16px;font-size:14px}
.hd-burger{display:none;width:44px;height:44px;border-radius:6px;border:1px solid var(--faint);background:transparent;color:var(--text);cursor:pointer;align-items:center;justify-content:center;flex:none;padding:0}
.hd-burger svg{width:20px;height:20px}
.hd-burger .ic-close,.hd-burger[aria-expanded="true"] .ic-open{display:none}
.hd-burger[aria-expanded="true"] .ic-close{display:block}
.hd-sheet{display:none;border-top:1px solid var(--rule);padding-block:8px 24px}
.hd-sheet.open{display:block}
.hd-sheet a{display:flex;align-items:center;min-height:48px;color:var(--text);text-decoration:none;font:500 17px/1.2 var(--f-body);border-bottom:1px solid var(--rule)}
.hd-sheet li:last-child a{border-bottom:0}
.hd-sheet .btn{margin-top:16px;width:100%;border-bottom:0;color:var(--ink)}
@media (max-width:1199px){.hd-nav{display:none}.hd-burger{display:inline-flex}}
@media (max-width:899px){.hd-cta{display:none}.hd-logo{width:150px;height:36px}.hd-bar{min-height:64px}}
@media (min-width:1200px){.hd-sheet,.hd-sheet.open{display:none}}

/* ---------------- footer ---------------- */
.ft{border-top:1px solid var(--rule);margin-top:72px;padding-block:56px 32px}
.ft-top{display:grid;grid-template-columns:1fr auto auto;gap:72px;align-items:start}
.ft-logo{display:block;width:184px;height:44px;line-height:0}
.ft-logo svg{width:100%;height:100%}
.ft-tag{margin-top:20px;font:400 19px/1.45 var(--f-body);color:var(--text);max-width:420px}
.ft-col{display:grid;gap:4px;min-width:150px}
.ft-col h2{font:500 11px/1.3 var(--f-disp);letter-spacing:.16em;text-transform:uppercase;color:var(--dim);margin:0 0 10px}
.ft-col ul{display:grid;gap:4px}
.ft-col a{display:inline-block;font:400 14px/1.4 var(--f-body);color:var(--muted);text-decoration:none;padding:5px 0}
.ft-col a:hover{color:var(--text)}
.ft-bot{display:flex;justify-content:space-between;gap:16px 32px;flex-wrap:wrap;margin-top:48px;padding-top:20px;border-top:1px solid var(--rule);font:400 13px/1.6 var(--f-body);color:var(--dim)}
.ft-bot p{margin:0}
@media (max-width:899px){.ft{margin-top:43px;padding-block:43px 24px}.ft-top{grid-template-columns:1fr 1fr;gap:32px 24px}.ft-brand{grid-column:1/-1}.ft-tag{font-size:17px}}

/* ---------------- shared page pieces ---------------- */
.pg{padding-top:48px}
@media (max-width:899px){.pg{padding-top:28px}}
.rt p,.rt li{color:var(--muted);overflow-wrap:break-word}
.rt strong,.rt b{color:var(--text);font-weight:600}
.rt span[style] strong,.rt span[style] b,.rt span[style] code{color:inherit}
.rt h2 a,.rt h3 a{color:inherit;text-decoration:none}
.rt em{font-style:italic}
.rt a{color:var(--text);text-decoration:underline;text-decoration-color:var(--mint-line);text-underline-offset:3px;text-decoration-thickness:1px}
.rt a:hover{color:var(--mint);text-decoration-color:var(--mint)}
.rt code{font-family:var(--f-mono);font-size:.88em;color:var(--text);background:var(--raise);border:1px solid var(--rule2);border-radius:5px;padding:1px 5px}
.rt pre{background:var(--panel);border:1px solid var(--rule2);border-radius:12px;padding:16px 20px;overflow-x:auto;max-width:100%;margin:20px 0;font:400 14px/1.6 var(--f-mono);color:var(--text)}
.rt pre.code code{background:none;border:0;padding:0;font:400 14px/1.6 var(--f-mono);color:var(--text);white-space:pre}
.rt table{width:100%;border-collapse:collapse;margin:20px 0;font-size:14px;display:block;overflow-x:auto}
.rt th,.rt td{text-align:left;vertical-align:top;padding:9px 12px;border-bottom:1px solid var(--rule2)}
.rt th,.rt th p{color:var(--text);font-weight:600}
.rt td p,.rt th p{margin:0!important}
.rt tr:first-child td{color:var(--text)}
.eyebrow,.f-section-left-aligned .rt h2,.f-section-top-of-page .rt h2,.f-feature-eyebrow .rt h2,.f-all-eyebrow .rt h2{
  font:500 11px/1.4 var(--f-disp)!important;letter-spacing:.2em;text-transform:uppercase;color:var(--dim)!important;margin:0!important;border:0!important;padding:0!important}
h1{font-family:var(--f-serif);font-weight:600;color:var(--text);letter-spacing:-.01em}

/* hero (blog, legal, contact): eyebrow, title, intro */
.hero h1,.pg-blog .f-header h1,.pg-legal .f-header h1,.pg-contact .f-header h1,.pg-subprocessors .f-header h1{font:600 68px/1.04 var(--f-serif);margin:14px 0 0;letter-spacing:-.015em}
.pg .f-header>.rt:last-child p{font:400 19px/1.55 var(--f-body);color:var(--muted);margin-top:20px}
.pg .f-header>.rt:last-child p+p{margin-top:12px}
.f-background{display:none}
@media (max-width:899px){
  .hero h1,.pg-blog .f-header h1,.pg-legal .f-header h1,.pg-contact .f-header h1,.pg-subprocessors .f-header h1{font-size:40px;line-height:1.08}
  .pg .f-header>.rt:last-child p{font-size:17px}
}

/* ---------------- blog post ---------------- */
.pg-post .f-sub-navbar{display:flex;align-items:center;gap:12px;flex-wrap:wrap;font:500 13px/1.4 var(--f-body);color:var(--dim);margin-bottom:40px}
.pg-post .f-sub-navbar .rt p{color:var(--faint)}
.pg-post .f-sub-navbar a{color:var(--muted);text-decoration:none;display:inline-flex;align-items:center;min-height:32px}
.pg-post .f-sub-navbar a:hover{color:var(--text)}
.pg-post .f-sub-navbar a[aria-current]{color:var(--text)}
.pg-post .f-sub-navbar .lk-back-button .f-graphic{width:18px;height:18px}
.pg-post .f-sub-navbar .lk-back-button .ico{width:18px;height:18px}
.pg-post header.f-title{display:block;max-width:1036px}
.pg-post .f-title h1{font:600 56px/1.07 var(--f-serif);letter-spacing:-.015em;margin:0}
.pg-post .f-side-info-mobile{display:none}
.pg-post .f-blog-content{display:grid;grid-template-columns:minmax(0,var(--col)) 1px 240px;gap:0 56px;margin-top:40px;align-items:start}
.pg-post .f-blog-content>.f-content{grid-column:1;min-width:0}
.pg-post .f-description,.pg-post .f-description .rt{min-width:0;max-width:100%}
.rt pre.code{max-width:100%}
.pg-post .f-divider{grid-column:2;align-self:stretch;background:var(--rule2)}
.pg-post .f-side-info{grid-column:3;position:sticky;top:104px;display:grid;gap:28px}
/* subtitle (the pull question) and lede */
.pg-post .rt-pull-question p{font:italic 500 24px/1.35 var(--f-serif);color:var(--mint)}
.pg-post .rt-lede p{font:400 19px/1.55 var(--f-body);color:var(--text);margin-top:16px}
/* figures */
.pg-post .f-hero-figure-card{margin:32px 0 8px;border:1px solid var(--rule3);border-radius:14px;padding:16px 16px 14px}
.pg-post .f-hero-figure-card img{width:100%;border-radius:8px}
.pg-post .f-hero-figure-card .rt p,.pg-post figcaption{font:400 13px/1.6 var(--f-body);color:var(--dim);margin-top:12px}
/* the article body */
.pg-post .f-description{margin-top:28px}
.pg-post .f-description>.rt>p,.pg-post .f-description>.rt>ul,.pg-post .f-description>.rt>ol{margin-top:16px}
.pg-post .f-description .rt p,.pg-post .f-description .rt li{font:400 16px/1.72 var(--f-body);color:var(--muted)}
.pg-post .f-description .rt h2{font:600 32px/1.15 var(--f-serif);color:var(--text);margin:44px 0 0;padding-top:28px;border-top:1px solid var(--rule2);letter-spacing:-.01em}
.pg-post .f-description .rt h3{font:600 19px/1.35 var(--f-disp);color:var(--text);margin:28px 0 0}
.pg-post .f-description .rt h4{font:600 16px/1.4 var(--f-disp);color:var(--text);margin:20px 0 0}
.pg-post .f-description .rt ul,.pg-post .f-description .rt ol{padding-left:22px}
.pg-post .f-description .rt li{margin-top:6px}
.pg-post .f-description .rt li::marker{color:var(--dim)}
.pg-post .f-description .rt blockquote{margin:24px 0;padding:4px 0 4px 20px;border-left:2px solid var(--mint)}
.pg-post .f-description .rt blockquote p{font:400 19px/1.5 var(--f-body);color:var(--text)}
.pg-post .f-description .rt blockquote strong{font-weight:500}
.pg-post .f-description .rt img{width:100%;border-radius:10px;border:1px solid var(--rule2);margin:24px 0 0}
.pg-post .f-description .rt figure{margin:24px 0}
/* downloads, author bio, sources, end card */
.pg-post .f-downloads{margin-top:28px}
.pg-post .f-downloads:empty{display:none}
.pg-post .f-author-bio{margin-top:48px;background:var(--panel);border:1px solid var(--rule2);border-left:2px solid var(--mint);border-radius:12px;padding:20px 24px}
.pg-post .f-author-bio .rt:first-child p{font:600 15px/1.4 var(--f-disp);color:var(--mint)}
.pg-post .f-author-bio .rt+.rt p{font:400 15px/1.65 var(--f-body);color:var(--muted);margin-top:10px}
.pg-post .f-sources-list{margin-top:40px;padding-top:28px;border-top:1px solid var(--rule2)}
.pg-post .f-sources-list h2{font:600 32px/1.15 var(--f-serif);color:var(--text)}
.pg-post .f-sources-list ol{margin-top:20px;padding-left:22px}
.pg-post .f-sources-list li,.pg-post .f-sources-list li p{font:400 14px/1.6 var(--f-body);color:var(--muted)}
.pg-post .f-sources-list li+li{margin-top:4px}
.end-card,.f-end-cta-card{margin-top:56px;background:var(--panel);border:1px solid var(--mint-line);border-radius:16px;padding:32px 36px;box-shadow:var(--shadow-mint)}
.f-end-cta-card h3{font:600 22px/1.3 var(--f-disp);color:var(--text)}
.f-end-cta-card .rt+.rt p{font:400 15px/1.65 var(--f-body);color:var(--muted);margin-top:14px}
.f-end-cta-card .lk-primary{margin-top:24px;margin-right:16px;background:transparent;color:var(--mint);min-height:40px;padding:0 16px;font-size:14px}
.f-end-cta-card .lk-primary:hover{background:var(--mint-soft)}
.f-end-cta-card .lk-text-only{margin-top:24px}
/* the side column */
.pg-post .f-post-date h2,.pg-post .f-side-info-mobile .rt:first-child p{display:inline-block;font:500 12px/1 var(--f-body)!important;color:var(--mint)!important;background:var(--mint-soft);border-radius:999px;padding:7px 11px;margin:0;letter-spacing:0;border:0}
.pg-post .f-read-time{display:flex;align-items:center;gap:8px;margin-top:14px;color:var(--dim)}
.pg-post .f-read-time .f-graphic,.pg-post .f-side-info-mobile .f-graphic{width:16px;height:16px;color:var(--dim)}
.pg-post .f-read-time .rt p{font:400 13px/1.4 var(--f-body);color:var(--dim)}
.pg-post .f-side-info .f-author{display:grid;gap:12px}
.pg-post .f-side-info h3{font:500 12px/1.4 var(--f-disp);color:var(--dim);letter-spacing:.08em;text-transform:uppercase}
.pg-post .f-author-image img{width:72px;height:72px;border-radius:50%;object-fit:cover}
.pg-post .f-name-and-title h3{font:600 16px/1.3 var(--f-disp);color:var(--text);letter-spacing:0;text-transform:none}
.pg-post .f-name-and-title h4{font:400 13px/1.55 var(--f-body);color:var(--muted);margin-top:4px}
@media (max-width:1199px){
  .pg-post .f-blog-content{grid-template-columns:minmax(0,1fr);max-width:var(--col)}
  .pg-post .f-divider,.pg-post .f-side-info{display:none}
  .pg-post .f-side-info-mobile{display:flex;flex-wrap:wrap;align-items:center;gap:10px 12px;margin-bottom:24px}
  .pg-post .f-side-info-mobile .rt p{font:400 13px/1.4 var(--f-body);color:var(--dim)}
  .pg-post .f-side-info-mobile img{width:28px;height:28px;border-radius:50%;object-fit:cover}
  .pg-post .f-side-info-mobile .rt-short-title:nth-of-type(3){display:none}
  .pg-post .f-side-info-mobile .rt-short-title:last-child{flex-basis:100%}
  /* Owner ruling R2, 20 Oct 2026 (P1-3): "Posted by" starts its own line, beside the author's photo and name */
  .pg-post .f-side-info-mobile::before{content:"";flex-basis:100%;height:0;margin-bottom:-10px;order:1}
  .pg-post .f-side-info-mobile .rt-short-title,.pg-post .f-side-info-mobile img{order:2}
}
@media (max-width:899px){
  .pg-post .f-title h1{font-size:36px;line-height:1.1}
  .pg-post .rt-pull-question p{font-size:20px}
  .pg-post .rt-lede p{font-size:17px}
  .pg-post .f-description .rt h2,.pg-post .f-sources-list h2{font-size:26px}
  .f-end-cta-card{padding:24px 20px}
}

/* ---------------- blog index ---------------- */
.pg-blog .f-header{text-align:center;max-width:760px;margin:0 auto}
.pg-blog .f-header .f-section-top-of-page{display:flex;justify-content:center}
.pg-blog .f-blog-grid{margin-top:72px}
.pg-blog .f-featured-blog-header,.pg-blog .f-all-articles-header{border-bottom:1px solid var(--rule2);padding-bottom:12px;margin-bottom:28px}
.pg-blog .f-all-articles-header{margin-top:72px}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.card{display:flex;flex-direction:column;background:var(--panel);border:1px solid var(--rule2);border-radius:16px;overflow:hidden;text-decoration:none;color:inherit;transition:border-color .16s,transform .16s}
.card:hover{border-color:var(--mint-line)}
.card-img{aspect-ratio:16/9;background:var(--raise);border-bottom:1px solid var(--rule)}
.card-img img{width:100%;height:100%;object-fit:cover}
.card-body{padding:18px 20px 22px;display:flex;flex-direction:column;gap:12px;flex:1}
.card-meta{display:flex;align-items:center;gap:10px;flex-wrap:wrap;font:400 13px/1.3 var(--f-body);color:var(--dim)}
.card-meta .date{font:500 12px/1 var(--f-body);color:var(--mint);background:var(--mint-soft);border-radius:999px;padding:6px 10px}
.card-meta .who{display:inline-flex;align-items:center;gap:6px;color:var(--muted)}
.card-meta .who img{width:20px;height:20px;border-radius:50%;object-fit:cover}
.card-meta .rd{display:inline-flex;align-items:center;gap:6px;margin-left:auto}
.card-meta .rd .ico{width:14px;height:14px}
.card h3{font:600 19px/1.35 var(--f-disp);color:var(--text)}
.card p.ex{font:400 15px/1.6 var(--f-body);color:var(--muted)}
.card-meta p,.card-meta time{margin:0}
.topics ul{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 28px;padding:0;list-style:none}
.topics a{display:inline-flex;align-items:center;min-height:34px;padding:0 14px;border-radius:999px;border:1px solid var(--rule2);color:var(--muted);text-decoration:none;font:500 14px/1 var(--f-body)}
.topics a:hover{color:var(--text);border-color:var(--rule3)}
.topics a[aria-current="true"]{background:var(--mint);border-color:var(--mint);color:var(--ink)}
.card[data-topic-hidden]{display:none}
@media (max-width:1199px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:899px){.cards{grid-template-columns:minmax(0,1fr)}.pg-blog .f-blog-grid{margin-top:43px}.pg-blog .f-all-articles-header{margin-top:43px}}

/* ---------------- calculator pages ---------------- */
.pg-calculator .f-header,.pg-calculator .f-calculator-explainer,.pg-calculator .f-end-cta-card{max-width:var(--col)}
.pg-calculator .f-header h1{font:600 68px/1.04 var(--f-serif);letter-spacing:-.015em;margin:14px 0 0}
.pg-calculator .f-header>.rt p{font:400 17px/1.65 var(--f-body);color:var(--muted);margin-top:16px}
.pg-calculator .f-header>.rt p strong{color:var(--text)}
.calc-embed{margin-top:40px;max-width:1280px}
.calc-embed iframe{display:block;width:100%;height:1100px;border:0;background:transparent;color-scheme:dark}
/* The calculator frame keeps live's width: Framer gave it a 10px margin on phones and 40px on tablets (measured on the 19 Oct capture), so its inputs are not squeezed */
@media (max-width:809px){.calc-embed{margin-inline:-6px}}
@media (min-width:900px) and (max-width:1299px){.calc-embed{margin-inline:-40px}}
.pg-calculator .f-calculator-explainer{margin-top:56px}
.pg-calculator .f-section-a>.rt h2,.pg-calculator .f-section-a>.f-header+.rt h2{font:600 36px/1.12 var(--f-serif);color:var(--text);margin-top:12px}
.pg-calculator .f-calculator-explainer .rt p,.pg-calculator .f-calculator-explainer .rt li{font:400 16px/1.72 var(--f-body);color:var(--muted)}
.pg-calculator .f-calculator-explainer .rt p+p{margin-top:14px}
.pg-calculator .f-calculator-explainer .rt>*{margin-top:14px}
.pg-calculator .f-calculator-explainer .rt>*:first-child{margin-top:0}
.pg-calculator .f-section-a>.rt,.pg-calculator .f-section-b>.rt{margin-top:16px}
.pg-calculator .f-section-a>.rt:not([class*=" rt-"]):not(:has(h2)){background:var(--panel);border:1px solid var(--rule2);border-radius:12px;padding:16px 20px}
.pg-calculator .f-section-a>.rt:not([class*=" rt-"]):not(:has(h2)) p{font:400 14px/1.7 var(--f-body);color:var(--text)}
.pg-calculator .f-section-b{margin-top:16px}
.pg-calculator .f-section-b>.rt:first-child{background:var(--panel);border:1px solid var(--rule2);border-radius:12px;padding:18px 20px}
.pg-calculator .f-calculator-explainer h3{font:600 17px/1.4 var(--f-disp);color:var(--text)}
/* FAQ */
.pg-calculator section.f-faq,.faq{margin-top:56px}
.f-header-texts>.rt p,.f-header-texts .rt p{font:400 19px/1.5 var(--f-body);color:var(--text);margin-top:14px}
.f-faqs{display:grid;gap:10px;margin-top:28px}
details.qa{background:var(--panel);border:1px solid var(--rule2);border-radius:12px}
details.qa>summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px;cursor:pointer;padding:16px 18px;min-height:52px}
details.qa>summary::-webkit-details-marker{display:none}
details.qa>summary h3{font:600 15px/1.4 var(--f-body)!important;color:var(--text);margin:0}
details.qa>summary .pm{width:16px;height:16px;flex:none;color:var(--text);transition:transform .16s}
details.qa>summary .pm svg{display:block;width:100%;height:100%;fill:currentColor}
details.qa[open]>summary .pm{transform:rotate(45deg)}
details.qa>.ans{padding:0 18px 16px}
details.qa>.ans p{font:400 15px/1.65 var(--f-body)!important;color:var(--muted)}
.f-calculator-bio{margin-top:40px;background:var(--panel);border:1px solid var(--rule2);border-left:2px solid var(--mint);border-radius:12px;padding:20px 24px}
.f-calculator-bio .rt:first-child p{font:600 15px/1.4 var(--f-disp);color:var(--mint)}
.f-calculator-bio .rt+.rt p{font:400 15px/1.65 var(--f-body);color:var(--muted);margin-top:10px}
.f-calculator-bio .rt+.rt p:last-child{font-size:12.5px;line-height:1.6;margin-top:18px;color:var(--dim)}
@media (max-width:899px){
  .pg-calculator .f-header h1{font-size:40px;line-height:1.08}
  .pg-calculator .f-section-a>.rt h2{font-size:28px}
  .calc-embed iframe{height:1400px}
}

/* ---------------- legal pages ---------------- */
.pg-legal .f-header{max-width:var(--col)}
.pg-legal .legal-body{margin-top:48px;max-width:var(--col)}
.pg-legal .legal-body .rt p,.pg-legal .legal-body .rt li{font:400 16px/1.72 var(--f-body);color:var(--muted)}
.pg-legal .legal-body .rt p,.pg-legal .legal-body .rt ul,.pg-legal .legal-body .rt ol{margin-top:14px}
.pg-legal .legal-body .rt ul,.pg-legal .legal-body .rt ol{padding-left:22px}
.pg-legal .legal-body .rt li+li{margin-top:6px}
.pg-legal .legal-body .rt h2{font:600 30px/1.15 var(--f-serif);color:var(--text);margin-top:44px;padding-top:28px;border-top:1px solid var(--rule2)}
.pg-legal .legal-body .rt h3{font:600 18px/1.35 var(--f-disp);color:var(--text);margin-top:28px}
.pg-legal .legal-body .rt h4{font:600 16px/1.4 var(--f-disp);color:var(--text);margin-top:20px}

/* ---------------- subprocessors ---------------- */
.pg-subprocessors .f-header{max-width:var(--col)}
.pg-subprocessors .f-date-stamp{display:flex;align-items:center;gap:10px;margin-top:20px}
.pg-subprocessors .f-dot{width:8px;height:8px;border-radius:50%;background:var(--mint)}
.pg-subprocessors .f-date-stamp .rt p{font:500 13px/1.4 var(--f-body);color:var(--dim)}
.pg-subprocessors .f-sections{max-width:var(--col);margin-top:56px;display:grid;gap:56px}
.pg-subprocessors .f-sections>.f>.rt>h2{font:600 32px/1.15 var(--f-serif);color:var(--text)}
.pg-subprocessors .f-register-card{margin-top:24px;border:1px solid var(--rule3);border-radius:14px;padding:20px}
.pg-subprocessors .f-register-card>.rt:first-child p{font:500 11px/1.4 var(--f-disp);letter-spacing:.16em;text-transform:uppercase;color:var(--dim)}
.pg-subprocessors .f-register-card>.rt h3{font:600 16px/1.4 var(--f-disp);color:var(--text);margin-top:6px}
.pg-subprocessors .f-group-1-label,.pg-subprocessors .f-group-2-label{margin-top:20px;padding-top:16px;border-top:1px solid var(--rule2)}
.pg-subprocessors .f-group-1-label h2,.pg-subprocessors .f-group-2-label p{font:500 12px/1.4 var(--f-disp);letter-spacing:.12em;text-transform:uppercase;color:var(--mint)}
.pg-subprocessors .f-register-card>.f:not(.f-group-1-label):not(.f-group-2-label):not(.f-card-caption){padding:14px 0;border-bottom:1px solid var(--rule)}
.pg-subprocessors .f-register-card h4{font:600 17px/1.35 var(--f-disp);color:var(--text)}
.pg-subprocessors .f-register-card>.f .rt:nth-child(2) p{font:500 11px/1.5 var(--f-disp);letter-spacing:.12em;color:var(--dim);margin-top:4px}
.pg-subprocessors .f-register-card>.f .rt:nth-child(3) p{font:400 15px/1.65 var(--f-body);color:var(--muted);margin-top:8px}
.pg-subprocessors .f-card-caption p{font:400 13px/1.6 var(--f-body);color:var(--dim);margin-top:16px}
.pg-subprocessors .f-fact-rows{margin-top:20px;border-top:1px solid var(--rule2)}
.pg-subprocessors .f-fact-rows>.f{display:grid;grid-template-columns:180px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--rule2)}
.pg-subprocessors .f-fact-rows>.f .rt:first-child p{font:600 15px/1.5 var(--f-disp);color:var(--text)}
.pg-subprocessors .f-fact-rows>.f .rt+.rt p{font:400 15px/1.65 var(--f-body);color:var(--muted)}
.pg-subprocessors .f-sections .rt p{font:400 16px/1.72 var(--f-body);color:var(--muted)}
.pg-subprocessors .f-sections>.f>.rt+.rt p,.pg-subprocessors .f-sections .rt p+p{margin-top:14px}
.pg-subprocessors .f-adviser-note{margin-top:28px;background:var(--panel);border:1px solid var(--rule2);border-left:2px solid var(--mint);border-radius:12px;padding:20px 24px}
.pg-subprocessors .f-adviser-note h2{font:600 17px/1.4 var(--f-disp);color:var(--text)}
.pg-subprocessors .f-adviser-note .rt+.rt p{font-size:15px;margin-top:8px}
.pg-subprocessors .f-end-links{display:flex;gap:12px 24px;flex-wrap:wrap;margin-top:28px}
.pg-subprocessors .f-end-links .rt p{margin:0}
.pg-subprocessors .f-end-links a{color:var(--text)}
@media (max-width:899px){.pg-subprocessors .f-fact-rows>.f{grid-template-columns:1fr;gap:4px}.pg-subprocessors .f-sections>.f>.rt>h2{font-size:26px}}

/* ---------------- contact ---------------- */
.pg-contact .f-header{max-width:var(--col)}
.pg-contact section.f-pricing{margin-top:56px}
.pg-contact .f-infos{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:48px;align-items:start}
.pg-contact .f-content{display:grid;gap:20px}
.pg-contact .f-general-communication,.pg-contact .f-support{background:var(--panel);border:1px solid var(--rule2);border-radius:14px;padding:22px 24px}
.pg-contact .f-content h2{font:500 11px/1.4 var(--f-disp);letter-spacing:.2em;text-transform:uppercase;color:var(--dim)}
.pg-contact .f-content .rt:nth-child(2) p{font:600 19px/1.35 var(--f-disp);color:var(--text);margin-top:10px}
.pg-contact .f-content .rt:nth-child(3) p{font:400 15px/1.65 var(--f-body);color:var(--muted);margin-top:8px}
.pg-contact .f-content .lk-primary{margin-top:16px}
.pg-contact .f-variant-1{display:none}
.pg-contact form{background:var(--panel);border:1px solid var(--rule2);border-radius:16px;padding:24px;display:grid;gap:14px}
.pg-contact form label{display:grid;gap:14px}
.pg-contact form h3{font:500 14px/1.3 var(--f-body);color:var(--text);margin:0 0 -6px}
.pg-contact form input:not(.hp),.pg-contact form textarea{width:100%;min-height:44px;background:var(--ink);border:1px solid var(--rule3);border-radius:8px;color:var(--text);
  font:400 15px/1.4 var(--f-body);padding:10px 12px}
.pg-contact form textarea{min-height:140px;resize:vertical}
.pg-contact form input::placeholder,.pg-contact form textarea::placeholder{color:var(--faint)}
.pg-contact form button{justify-self:start;min-height:44px;padding:0 20px;border-radius:6px;border:1px solid var(--mint);background:var(--mint);color:var(--ink);font:600 15px/1 var(--f-body);cursor:pointer}
.pg-contact form button .rt p{color:inherit;margin:0}
.pg-contact form>.rt p,.pg-contact form .rt-consent p{font:400 13px/1.6 var(--f-body);color:var(--dim)}
.hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;opacity:0!important;pointer-events:none}
.form-status{font:500 14px/1.5 var(--f-body);min-height:21px}
.form-status.ok{color:var(--mint)}
.form-status.err{color:var(--loss)}
@media (max-width:899px){.pg-contact .f-infos{grid-template-columns:1fr;gap:28px}}

/* the 404 page */
.pg-404{min-height:50vh;padding-top:96px}
.pg-404 h1{font:600 68px/1.04 var(--f-serif)}

/* snapshot pages: the header sits over the space Framer's own fixed header kept (as live) */
.k-snapshot .hd{position:fixed;left:0;right:0;top:0}